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Brawner Insurance  ยท  MO  ยท  IA  ยท  KS  ยท  IL

Crop Insurance

 

Crop Insurance Solutions Designed for Farmers

Protecting your harvest and ensuring your long-term financial stability โ€” tailored coverage against unpredictable weather, price fluctuations, and natural disasters.

MPCI

Multi-Peril

RP

Revenue Protection

SCO

Supplemental

ECO

Enhanced

โ˜…โ˜…โ˜…โ˜…โ˜… 5.0 Rating
| 90+ Google Reviews | Trusted by Midwest families since 1992

Why It Matters

Why Crop Insurance Matters

 
 

Risk Mitigation

Crop insurance safeguards your investment against drought, excessive rain, hail, wind, pests, and disease that can damage or destroy your crops.

 

Income Stability

Even when yields are down or prices fall, the right policy helps protect your farm's cash flow so you can pay operating expenses and plan for next season.

 

Peace of Mind

With a solid risk-management plan, you can make better planting and marketing decisions instead of worrying about every forecast.

Farmers face enough uncertainty from the markets and Mother Nature โ€” crop insurance provides a dependable safety net so your farm can weather the unexpected.

Coverage Options  ยท  MO  ยท  IA  ยท  KS  ยท  IL

Types of Crop Insurance We Offer

 

We help farmers choose from a wide range of federally backed and private crop insurance options.

 

Yield Protection (MPCI)

Protects against yield losses from covered natural causes, helping replace lost production when disaster hits.

 

Revenue Protection

Combines yield and price coverage, protecting your revenue when yields drop, prices fall, or both happen in the same season.

 

Area & County-Based Plans

Tied to county performance rather than just your individual fields, useful as an additional layer of protection.

 

Pasture, Rangeland & Forage (PRF)

Helps protect forage production used for haying or grazing from lack of rainfall or drought conditions.

 

Supplemental & Private Options

Additional endorsements and private products can help close gaps in coverage and increase your risk protection.

 

Not Sure Which Plan Fits?

We will walk you through every option and how it fits your risk-management plan.

Talk to an Agent

Simple Process

How Crop Insurance Works

 
1

Choose Your Coverage Level

You choose a coverage level based on your historical yields and comfort with risk.

2

Subsidized Premiums

Premiums are partially subsidized through the federal crop insurance program, making coverage more affordable for producers.

3

File a Claim if Needed

If weather or covered events reduce your yields or revenue below the insured level, a claim helps replace a portion of that loss.

4

We Guide You Through It

Our team helps you estimate guarantees, compare scenarios, and ensure your acres and production history are reported accurately.

Your coverage should perform exactly as expected โ€” we make sure your acres and production history are reported accurately every season.

How We're Different

How is Brawner different?

Combining our deep understanding of the people we serve with our national experience, we are your local partner to help you protect what matters most through:

Providing access to 50+ insurance carriers based on your individual needs

Investing in the communities where you live, work and play

Empowering employees to make an impact on the lives of the families and businesses we serve

Learn More About Us โ†’
happy-couple-holding-hands-while-talking-about-housing-plans-with-real-estate-agent-home
50+ Insurance Carriers

About Us

Who Is Brawner?

Family-owned since 1992, Brawner Insurance Agency has been invested in our customers' goals and committed to protecting communities throughout Missouri, Iowa and Kansas with the right products at the right time, including crop, employee benefits, Medicare, personal, commercial and farm insurance. Proud to be local and independent, we work eye-to-eye with every customer and offer dependable, personal service as you navigate uncertainty.

No matter what you're growing, guard it. We'll be right by your side.

Client Reviews

Trusted by Families & Businesses
Across Missouri, Iowa, Kansas & Illinois

See why families and business owners trust Brawner Insurance for reliable, personalized coverage.

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5.0
Based on 90+ Google Reviews
Daniel Goodman
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"If you're shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service. Thank you!"

Alyssa Baker
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"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with. Thank you!!"

Corey S
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"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."

View All Reviews on Google  โ†’

Who We Serve

Crop Insurance Built for Every Operation

Row Crop Farmers

Corn, soybeans, wheat, and other commodity crop producers across MO, IA, KS, and IL.

Livestock & Forage Producers

Cattle, hog, and dairy operations that rely on pasture, hay, and rangeland for feed production.

Beginning Farmers

New producers building their operation who need affordable, federally subsidized protection from day one.

Diversified & Specialty Farms

Operations with multiple crops or specialty commodities that need whole-farm or custom coverage solutions.

Featured Insights

Insurance Insights & Education

 

Practical guidance to help you make confident insurance decisions.

Video

Why 'Shopping Insurance Every Year' Can Hurt Your Fire or EMS District

Learn why constantly switching insurance providers can create risks for your fire or EMS district and what to consider instead.

Watch on YouTube โ†’
Video

Introducing the ResponderShield Desk Series | Real Fire & EMS Insurance Conversations

A new series featuring real conversations about fire and EMS insurance coverage, risks, and solutions for districts across Missouri.

Watch on YouTube โ†’

Looking for guidance specific to your needs?

Schedule a Consultation โ†’
Family protected by Brawner Insurance

Insurance made simple.

We know choosing the right insurance rarely feels easy, but it doesn't have to be difficult. You can rely on us to simplify the process. Combining local and national expertise and a people-first mindset, we help you identify top personal priorities to find the best insurance plans for you and your family.

Contact Now โ†’