Brawner Insurance ยท MO ยท IA ยท KS ยท IL
Crop Insurance
Crop Insurance Solutions Designed for Farmers
Protecting your harvest and ensuring your long-term financial stability โ tailored coverage against unpredictable weather, price fluctuations, and natural disasters.
MPCI
Multi-Peril
RP
Revenue Protection
SCO
Supplemental
ECO
Enhanced
Why It Matters
Why Crop Insurance Matters
Risk Mitigation
Crop insurance safeguards your investment against drought, excessive rain, hail, wind, pests, and disease that can damage or destroy your crops.
Income Stability
Even when yields are down or prices fall, the right policy helps protect your farm's cash flow so you can pay operating expenses and plan for next season.
Peace of Mind
With a solid risk-management plan, you can make better planting and marketing decisions instead of worrying about every forecast.
Farmers face enough uncertainty from the markets and Mother Nature โ crop insurance provides a dependable safety net so your farm can weather the unexpected.
Coverage Options ยท MO ยท IA ยท KS ยท IL
Types of Crop Insurance We Offer
We help farmers choose from a wide range of federally backed and private crop insurance options.
Yield Protection (MPCI)
Protects against yield losses from covered natural causes, helping replace lost production when disaster hits.
Revenue Protection
Combines yield and price coverage, protecting your revenue when yields drop, prices fall, or both happen in the same season.
Area & County-Based Plans
Tied to county performance rather than just your individual fields, useful as an additional layer of protection.
Pasture, Rangeland & Forage (PRF)
Helps protect forage production used for haying or grazing from lack of rainfall or drought conditions.
Supplemental & Private Options
Additional endorsements and private products can help close gaps in coverage and increase your risk protection.
Not Sure Which Plan Fits?
We will walk you through every option and how it fits your risk-management plan.
Talk to an AgentSimple Process
How Crop Insurance Works
Choose Your Coverage Level
You choose a coverage level based on your historical yields and comfort with risk.
Subsidized Premiums
Premiums are partially subsidized through the federal crop insurance program, making coverage more affordable for producers.
File a Claim if Needed
If weather or covered events reduce your yields or revenue below the insured level, a claim helps replace a portion of that loss.
We Guide You Through It
Our team helps you estimate guarantees, compare scenarios, and ensure your acres and production history are reported accurately.
Your coverage should perform exactly as expected โ we make sure your acres and production history are reported accurately every season.
How We're Different
How is Brawner different?
Combining our deep understanding of the people we serve with our national experience, we are your local partner to help you protect what matters most through:
Providing access to 50+ insurance carriers based on your individual needs
Investing in the communities where you live, work and play
Empowering employees to make an impact on the lives of the families and businesses we serve
About Us
Who Is Brawner?
Family-owned since 1992, Brawner Insurance Agency has been invested in our customers' goals and committed to protecting communities throughout Missouri, Iowa and Kansas with the right products at the right time, including crop, employee benefits, Medicare, personal, commercial and farm insurance. Proud to be local and independent, we work eye-to-eye with every customer and offer dependable, personal service as you navigate uncertainty.
No matter what you're growing, guard it. We'll be right by your side.
Client Reviews
Trusted by Families & Businesses
Across Missouri, Iowa, Kansas & Illinois
See why families and business owners trust Brawner Insurance for reliable, personalized coverage.
"If you're shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service. Thank you!"
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with. Thank you!!"
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
Who We Serve
Crop Insurance Built for Every Operation
Corn, soybeans, wheat, and other commodity crop producers across MO, IA, KS, and IL.
Cattle, hog, and dairy operations that rely on pasture, hay, and rangeland for feed production.
New producers building their operation who need affordable, federally subsidized protection from day one.
Operations with multiple crops or specialty commodities that need whole-farm or custom coverage solutions.
Insurance Insights & Education
Practical guidance to help you make confident insurance decisions.
Why 'Shopping Insurance Every Year' Can Hurt Your Fire or EMS District
Learn why constantly switching insurance providers can create risks for your fire or EMS district and what to consider instead.
Watch on YouTube โIntroducing the ResponderShield Desk Series | Real Fire & EMS Insurance Conversations
A new series featuring real conversations about fire and EMS insurance coverage, risks, and solutions for districts across Missouri.
Watch on YouTube โLooking for guidance specific to your needs?
Schedule a Consultation โInsurance made simple.
We know choosing the right insurance rarely feels easy, but it doesn't have to be difficult. You can rely on us to simplify the process. Combining local and national expertise and a people-first mindset, we help you identify top personal priorities to find the best insurance plans for you and your family.
Contact Now โ