How Crop Insurance Works
Choose Coverage
We help you select the right plan type and coverage level for your crops and risk tolerance.
Sales Closing Date
Policies must be in place before the sales closing date — typically before planting season begins.
File a Claim
If a covered loss occurs, you notify us and we help you through the claims process quickly.
Receive Payment
Loss adjusters assess and indemnity is paid based on your coverage level and loss amount.
Important: Crop insurance deadlines are strict. Missing the sales closing date means waiting another full year. Contact us early each season to make sure you're covered in time.
How is Brawner Different?
Combining our deep understanding of Midwest farming with national carrier access, we are your local partner to help you protect what you grow.
Access to 50+ crop insurance carriers — not just one company's plans
Family-owned since 1992 — we know agriculture because we live here too
Deadline management — we track sales closing dates so you never miss a window
Who Is Brawner?
Family-owned since 1992, Brawner Insurance Agency has been invested in our customers' goals and committed to protecting communities throughout Missouri, Iowa, Kansas, and Illinois. We specialize in crop insurance, farm coverage, employee benefits, Medicare, personal, and commercial insurance.
No matter what you're growing, guard it. We'll be right by your side.
Trusted by Families & Businesses
Across Missouri, Iowa, Kansas & Illinois
See why farming families and business owners trust Brawner Insurance.
"If you're shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service. Thank you!"
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with. Thank you!!"
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
