Farm Insurance in Missouri
Protect your Missouri farm operation — buildings, equipment, livestock, and liability. Brawner Insurance is headquartered in Kirksville, MO and serves farming families across all 114 Missouri counties.
Why Missouri Farmers Need Farm Insurance
Missouri is one of the most diverse agricultural states in the country. From cattle ranches in the Ozarks to row crop operations in northern Missouri and the Bootheel, farming families here face unique risks — severe storms, tornadoes, flooding, equipment breakdowns, and liability exposure.
A standard homeowners policy won't cover your grain bins, barns, tractors, or livestock. Farm insurance from Brawner bundles all of these into one comprehensive policy, tailored to your Missouri operation. We're headquartered in Kirksville with a second office in Kahoka — right in the heart of Missouri farming country.
Whether you run a 200-acre cattle operation in Sullivan County or a 2,000-acre row crop farm near Macon, Brawner Insurance compares multiple carriers to find the right farm policy for your Missouri operation.
Talk to a Missouri Farm Agent →Missouri farms deserve Missouri agents.
Brawner Insurance is headquartered in Kirksville, MO. We know Missouri farming because we are part of it. Get a free farm insurance quote today.
Get a Free MO Quote →660-665-1687 · 660-754-1000
Farm Insurance Options in Missouri
Every Missouri farm is different. Here are the coverage options we help MO farming families put in place.
Buildings & Structures
Barns, grain bins, silos, machine sheds, fences, and farm dwellings. Replacement cost or ACV coverage for Missouri farm buildings.
Equipment & Machinery
Tractors, combines, planters, sprayers, and implements. Scheduled and blanket equipment coverage for your MO farming operation.
Livestock
Cattle, hogs, horses, and poultry coverage. Missouri is a top cattle state — protect your herd against death, theft, and specified perils.
Farm Liability
Bodily injury and property damage on your Missouri farm. Essential for agritourism, roadside stands, and any farm with employees or visitors.
Farm Auto & Trucks
Pickup trucks, ATVs, UTVs, and farm vehicles used in your Missouri farming operations. Bundle with your farm policy for discounts.
Let us build your MO farm policy.
We know Missouri farming and compare all carriers to find the best fit for your operation.
Talk to a MO Agent →Don't leave your Missouri farm unprotected.
Every season without proper farm insurance is a risk you don't need to take. Brawner agents are ready to build a farm policy that fits your Missouri operation.
Talk to a MO Agent →660-665-1687 · 660-754-1000
Farm Insurance vs. Crop Insurance in Missouri
Farm insurance covers the physical assets of your Missouri operation — buildings, equipment, livestock, and farm liability. It protects what you've built and what you own on your Missouri farm.
Crop insurance protects your revenue from your harvested crop — covering losses from weather, disease, or market conditions through MPCI, PRF, and other USDA programs available to Missouri farmers.
Many Missouri farming families need both. Brawner Insurance is headquartered right here in Missouri and can help you understand what you have, what you're missing, and how the two programs work together to give your operation complete protection.
Learn about Crop Insurance →One agency. Complete Missouri farm coverage.
Farm insurance, crop insurance, and everything in between — we handle it all for Missouri farming families so you can focus on your operation.
Get a Free Quote →660-665-1687 · 660-754-1000
How to Get Farm Insurance in Missouri
Tell Us About Your Farm
Call our Kirksville or Kahoka office, or fill out our contact form. Share details about your Missouri operation.
Coverage Assessment
We review your current policies, identify gaps, and evaluate your MO buildings, equipment, and livestock.
Compare Quotes
We shop multiple carriers and present the best farm policy options for your Missouri operation side by side.
Get Covered
Choose the plan that fits. We handle the paperwork and get your Missouri farm protected quickly.
Trusted by Families & Businesses
Across Missouri
See why Missouri farming families trust Brawner Insurance for reliable, personalized farm coverage.
"If you're shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service. Thank you!"
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with. Thank you!!"
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
Insurance Insights & Education
Practical guidance to help Missouri farming families make confident insurance decisions.
Looking for guidance specific to your needs?
Schedule a Consultation →Missouri Farm Insurance FAQ
What does farm insurance typically cover in Missouri?
Farm insurance in Missouri typically covers farm dwellings and buildings, farm equipment and machinery, livestock, farm liability, and personal property used in farming operations. Coverage can be bundled into one comprehensive Missouri farm policy.
Does farm insurance cover my house on the farm?
Yes. A Missouri farm policy typically covers the farm dwelling along with farm buildings and structures. This is often more cost-effective than a separate homeowners policy for families living on their Missouri farm.
Is farm insurance the same as crop insurance?
No. Farm insurance covers your physical assets — buildings, equipment, livestock, and liability. Crop insurance protects your revenue from crop losses due to weather, disease, or market conditions. Many Missouri farming families carry both.
How much does farm insurance cost in Missouri?
Costs vary based on the size of your Missouri operation, the value of your assets, your location within the state, and the coverage options you choose. We work with multiple carriers to find competitive pricing for your specific Missouri farm.
Can I bundle farm auto with my Missouri farm policy?
Yes. Many carriers allow you to add farm auto coverage — including pickup trucks, ATVs, and other farm vehicles — to your Missouri farm policy. Bundling can often result in discounts.
Do I need farm liability coverage in Missouri?
Yes. Farm liability protects you if someone is injured on your Missouri property or if your farming operations cause damage to others. It's especially important if you have employees, agritourism activities, or a roadside stand.
Serving Missouri farm families since 1992.
Let us review your current coverage and make sure your Missouri farm, equipment, and livelihood are properly protected.
Get a Free Quote →660-665-1687 · 660-754-1000