Federally subsidized crop insurance for Illinois farmers. MPCI protects your corn, soybeans, wheat, and other crops against yield losses, revenue declines, and natural disasters across every county in the Prairie State.
Illinois agriculture is diverse and productive — from the rich black soils of central Illinois to the river bottomlands of southern Illinois and the productive farmland of western Illinois. With corn, soybeans, wheat, and specialty crops grown across the state, Illinois farmers face risks from drought, flooding, hail, early frost, and commodity price volatility.
Multi-Peril Crop Insurance (MPCI) is the foundation of risk management for Illinois producers. The federal program subsidizes 50% to 75% of your premium, making comprehensive crop protection affordable. Brawner Insurance is headquartered in Kirksville and Kahoka, IL — serving Illinois farmers across the border — putting us right in the heart of Illinois farming country. We serve Illinois producers from our offices just across the Illinois border in northeast Missouri.
Illinois weather is unpredictable. From spring flooding to summer drought and fall frost, MPCI has paid billions to Illinois farmers. If you grow crops in Illinois, you need this coverage.
Talk to a Illinois Crop Agent →Brawner Insurance serves Illinois farmers from our offices in northeast Missouri, serving Illinois producers across the Mississippi. Get a free MPCI quote today.
Get a Free IL Quote →660-665-1687 · 660-754-1000
Illinois farmers have access to every federal crop insurance plan. Here are your options.
The most popular plan in Illinois. Protects against both yield loss and price decline. Includes harvest price replacement. Chosen by over 80% of IL farmers for corn and soybeans.
Covers production losses only at the projected price. Lower premiums than RP. Ideal for Illinois farmers who manage price risk through grain marketing or futures contracts.
Private coverage that pays per-acre for physical hail damage. No government subsidy but no deadline restrictions. Buy anytime before damage. Essential in Illinois's hail-prone counties.
County-level add-on that covers the gap from your individual MPCI level up to 86%. Carries a 65% premium subsidy. Available on PLC acres in Illinois.
Extends county coverage from 86% to 90% or 95%. Works with both ARC-CO and PLC acres. The final layer of maximum crop insurance protection available in Illinois.
We know Illinois farming and we compare all MPCI options to find the best fit.
Talk to a IL Agent →MPCI is available for all major crops grown in Illinois. Here are the most commonly insured.
Illinois's top crop by acreage
Number one soybean state
Soft red winter wheat region
Southern IL specialty crops
Illinois is a top soybean and corn state. Let us build a crop insurance plan that protects your investment in the ground.
Talk to an IL Agent →660-665-1687 · 660-754-1000
Getting crop insurance in Illinois through Brawner is simple.
Call us about Illinois crop coverage
We analyze your Illinois production history
RP, YP, SCO, ECO — we compare all options
Your crops are protected for the full growing season
"If you're shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Correctly written policies, surprisingly good rates and excellent customer service."
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. Best insurance agent hands down."
"Jacob was professional and easy to work with. The Board chose VFIS through Brawner for the best and cost efficient coverage."
For spring-planted crops like corn and soybeans in Illinois, the sales closing date is typically in early spring. For winter wheat, the deadline is September 30. You must have your MPCI policy in place before these dates. Contact Brawner early to review your options.
Illinois MPCI is available for corn, soybeans, wheat, grain sorghum, grain sorghum, and several other crops depending on the county. Not every crop is insurable in every county. We verify which crops and plans are available for your specific Illinois county and operation.
MPCI premiums in Illinois vary by county, crop, coverage level, plan type, and your individual yield history. The federal government subsidizes 50% to 75% of the total premium depending on your coverage level. Your out-of-pocket cost depends on these factors. We provide free premium estimates for every Illinois county.
Illinois is one of the most hail-prone states in the Midwest. While MPCI covers yield and revenue losses, it does not pay on a per-acre basis for direct physical hail damage. Crop hail insurance fills that gap with faster claim settlements. We recommend crop hail as a supplement to MPCI for most Illinois corn and soybean producers.
Yes. SCO and ECO are available in Illinois for most insured crops. SCO covers the band from your individual MPCI level to 86% on PLC acres. ECO covers from 86% to 90% or 95% on both ARC-CO and PLC acres. Together with your base MPCI policy, they provide the maximum crop insurance coverage available.
Brawner Insurance has two offices in Illinois: our offices in Kirksville and Kahoka, Missouri — just across the border from Illinois. We are licensed in Illinois and serve Illinois farmers throughout the western parts of the state across the Mississippi. Call 660-665-1687 or 660-754-1000.
MPCI is the foundation of every Illinois farm's risk management plan. Get a free quote from a local agent who knows Illinois agriculture.
Get a Free IL Quote660-665-1687 · 660-754-1000