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Crop Insurance · Illinois

Multi-Peril Crop Insurance in Illinois

Federally subsidized crop insurance for Illinois farmers. MPCI protects your corn, soybeans, wheat, and other crops against yield losses, revenue declines, and natural disasters across every county in the Prairie State.

★★★★★5.0 Rating
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50+ Carriers
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Illinois Focus
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90+ Reviews
All 102 IL CountiesCoverage statewide
Federally SubsidizedGovernment pays 50-75% of premium
Serving Illinois FarmersLicensed in Illinois statewide
RP, YP, SCO, ECOAll MPCI plan types available
Illinois Crop Insurance

Why Illinois Farmers Need MPCI Coverage

Illinois agriculture is diverse and productive — from the rich black soils of central Illinois to the river bottomlands of southern Illinois and the productive farmland of western Illinois. With corn, soybeans, wheat, and specialty crops grown across the state, Illinois farmers face risks from drought, flooding, hail, early frost, and commodity price volatility.

Multi-Peril Crop Insurance (MPCI) is the foundation of risk management for Illinois producers. The federal program subsidizes 50% to 75% of your premium, making comprehensive crop protection affordable. Brawner Insurance is headquartered in Kirksville and Kahoka, IL — serving Illinois farmers across the border — putting us right in the heart of Illinois farming country. We serve Illinois producers from our offices just across the Illinois border in northeast Missouri.

Illinois farm field crop insurance
102Illinois counties covered — MPCI is available in every county in the state
#1Illinois is the number one soybean-producing state in the nation
$0cost to talk to a Brawner agent about Illinois crop insurance

Illinois weather is unpredictable. From spring flooding to summer drought and fall frost, MPCI has paid billions to Illinois farmers. If you grow crops in Illinois, you need this coverage.

Talk to a Illinois Crop Agent →

Illinois farms deserve Illinois agents.

Brawner Insurance serves Illinois farmers from our offices in northeast Missouri, serving Illinois producers across the Mississippi. Get a free MPCI quote today.

Get a Free IL Quote →

660-665-1687 · 660-754-1000

Illinois MPCI Options

Crop Insurance Plans Available in Illinois

Illinois farmers have access to every federal crop insurance plan. Here are your options.

Revenue Protection (RP)

The most popular plan in Illinois. Protects against both yield loss and price decline. Includes harvest price replacement. Chosen by over 80% of IL farmers for corn and soybeans.

Yield Protection (YP)

Covers production losses only at the projected price. Lower premiums than RP. Ideal for Illinois farmers who manage price risk through grain marketing or futures contracts.

Crop Hail Insurance

Private coverage that pays per-acre for physical hail damage. No government subsidy but no deadline restrictions. Buy anytime before damage. Essential in Illinois's hail-prone counties.

SCO (Supplemental)

County-level add-on that covers the gap from your individual MPCI level up to 86%. Carries a 65% premium subsidy. Available on PLC acres in Illinois.

ECO (Enhanced)

Extends county coverage from 86% to 90% or 95%. Works with both ARC-CO and PLC acres. The final layer of maximum crop insurance protection available in Illinois.

Local Illinois Experts

Let us build your IA crop insurance plan.

We know Illinois farming and we compare all MPCI options to find the best fit.

Talk to a IL Agent →
Illinois Crops Covered

Crops We Insure in Illinois

MPCI is available for all major crops grown in Illinois. Here are the most commonly insured.

Corn

Illinois's top crop by acreage

Soybeans

Number one soybean state

Wheat

Soft red winter wheat region

Rice and Cotton

Southern IL specialty crops

Every Illinois acre deserves the right protection.

Illinois is a top soybean and corn state. Let us build a crop insurance plan that protects your investment in the ground.

Talk to an IL Agent →

660-665-1687 · 660-754-1000

How It Works

How to Get MPCI in Illinois

Getting crop insurance in Illinois through Brawner is simple.

1. Call Brawner

Call us about Illinois crop coverage

2. Review Your APH

We analyze your Illinois production history

3. Choose Your Plan

RP, YP, SCO, ECO — we compare all options

4. Crops Protected

Your crops are protected for the full growing season

Client Reviews

Trusted by Illinois Farmers

★★★★★
5.0
Based on 90+ Google Reviews
Daniel Goodman
★★★★★

"If you're shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Correctly written policies, surprisingly good rates and excellent customer service."

Alyssa Baker
★★★★★

"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. Best insurance agent hands down."

Corey S
★★★★★

"Jacob was professional and easy to work with. The Board chose VFIS through Brawner for the best and cost efficient coverage."

View All Reviews on Google
Common Questions

Illinois Crop Insurance FAQ

What is the sales closing date for Illinois crop insurance?

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For spring-planted crops like corn and soybeans in Illinois, the sales closing date is typically in early spring. For winter wheat, the deadline is September 30. You must have your MPCI policy in place before these dates. Contact Brawner early to review your options.

What crops can I insure in Illinois?

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Illinois MPCI is available for corn, soybeans, wheat, grain sorghum, grain sorghum, and several other crops depending on the county. Not every crop is insurable in every county. We verify which crops and plans are available for your specific Illinois county and operation.

How much does MPCI cost in Illinois?

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MPCI premiums in Illinois vary by county, crop, coverage level, plan type, and your individual yield history. The federal government subsidizes 50% to 75% of the total premium depending on your coverage level. Your out-of-pocket cost depends on these factors. We provide free premium estimates for every Illinois county.

Do I need crop hail insurance in Illinois?

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Illinois is one of the most hail-prone states in the Midwest. While MPCI covers yield and revenue losses, it does not pay on a per-acre basis for direct physical hail damage. Crop hail insurance fills that gap with faster claim settlements. We recommend crop hail as a supplement to MPCI for most Illinois corn and soybean producers.

Can I add SCO and ECO in Illinois?

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Yes. SCO and ECO are available in Illinois for most insured crops. SCO covers the band from your individual MPCI level to 86% on PLC acres. ECO covers from 86% to 90% or 95% on both ARC-CO and PLC acres. Together with your base MPCI policy, they provide the maximum crop insurance coverage available.

Where are Brawner's Illinois offices?

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Brawner Insurance has two offices in Illinois: our offices in Kirksville and Kahoka, Missouri — just across the border from Illinois. We are licensed in Illinois and serve Illinois farmers throughout the western parts of the state across the Mississippi. Call 660-665-1687 or 660-754-1000.

Protect your Illinois crops today.

MPCI is the foundation of every Illinois farm's risk management plan. Get a free quote from a local agent who knows Illinois agriculture.

Get a Free IL Quote

660-665-1687 · 660-754-1000

Visit Us

Our Illinois Offices

Kirksville, MO

2605 N. Baltimore St., Kirksville, IL 63501

660-665-1687

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Kahoka, MO

465 S. Johnson St., Kahoka, IL 63445

660-754-1000

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