Federally subsidized crop insurance for Missouri farmers. MPCI protects your corn, soybeans, wheat, and other crops against yield losses, revenue declines, and natural disasters across every county in the Show-Me State.
Missouri agriculture is diverse and productive — from the fertile bottomlands of the Missouri River valley to the rolling hills of northern Missouri and the Bootheel's rich Delta region. With corn, soybeans, wheat, rice, cotton, and specialty crops grown across the state, Missouri farmers face risks from drought, flooding, hail, early frost, and commodity price volatility.
Multi-Peril Crop Insurance (MPCI) is the foundation of risk management for Missouri producers. The federal program subsidizes 50% to 75% of your premium, making comprehensive crop protection affordable. Brawner Insurance is headquartered in Kirksville, MO with a second office in Kahoka — putting us right in the heart of Missouri farming country. We know Missouri agriculture because we live it.
Missouri weather is unpredictable. From the 2019 floods to recurring summer droughts, MPCI has paid billions to Missouri farmers. If you grow crops in Missouri, you need this coverage.
Talk to a Missouri Crop Agent →Brawner Insurance is headquartered in Kirksville, MO. We know Missouri farming because we are part of it. Get a free MPCI quote today.
Get a Free MO Quote →660-665-1687 · 660-754-1000
Missouri farmers have access to every federal crop insurance plan. Here are your options.
The most popular plan in Missouri. Protects against both yield loss and price decline. Includes harvest price replacement. Chosen by over 80% of MO farmers for corn and soybeans.
Covers production losses only at the projected price. Lower premiums than RP. Ideal for Missouri farmers who manage price risk through grain marketing or futures contracts.
Private coverage that pays per-acre for physical hail damage. No government subsidy but no deadline restrictions. Buy anytime before damage. Essential in Missouri's hail-prone counties.
County-level add-on that covers the gap from your individual MPCI level up to 86%. Carries a 65% premium subsidy. Available on PLC acres in Missouri.
Extends county coverage from 86% to 90% or 95%. Works with both ARC-CO and PLC acres. The final layer of maximum crop insurance protection available in Missouri.
We know Missouri farming and we compare all MPCI options to find the best fit.
Talk to a MO Agent →MPCI is available for all major crops grown in Missouri. Here are the most commonly insured.
Missouri's #1 crop by acreage
Top 5 producing state nationally
Winter wheat across central MO
Bootheel region specialty crops
Do not miss the deadline for spring-planted crops. Contact Brawner well before March 15 to review your Missouri MPCI options.
Talk to a MO Agent →660-665-1687 · 660-754-1000
Getting crop insurance in Missouri through Brawner is simple.
Visit our Kirksville or Kahoka office
We analyze your Missouri yield history
RP, YP, SCO, ECO — we compare all options
Sign before March 15 and your MO crops are covered
See why farm families trust Brawner Insurance for crop coverage and risk management.
"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Correctly written policies, surprisingly good rates and excellent customer service."
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. Best insurance agent hands down."
"Jacob was professional and easy to work with. The Board chose VFIS through Brawner for the best and cost efficient coverage."
Missouri MPCI is available for corn, soybeans, wheat, grain sorghum, rice, cotton, and several other crops depending on the county. Not every crop is insurable in every county. We verify which crops and plans are available for your specific Missouri county and operation.
MPCI premiums in Missouri vary by county, crop, coverage level, plan type, and your individual yield history. The federal government subsidizes 50% to 75% of the total premium depending on your coverage level. Your out-of-pocket cost depends on these factors. We provide free premium estimates for every Missouri county.
Revenue Protection (RP) covers both yield losses and commodity price declines, and includes harvest price replacement. Yield Protection (YP) covers production losses only at the projected price. RP is more popular but costs more. YP is ideal for Missouri farmers who manage price risk through grain marketing. We compare both side by side for every client.
Missouri is one of the most hail-prone states in the Midwest. While MPCI covers yield and revenue losses, it does not pay on a per-acre basis for direct physical hail damage. Crop hail insurance fills that gap with faster claim settlements. We recommend crop hail as a supplement to MPCI for most Missouri corn and soybean producers.
Yes. SCO and ECO are available in Missouri for most insured crops. SCO covers the band from your individual MPCI level to 86% on PLC acres. ECO covers from 86% to 90% or 95% on both ARC-CO and PLC acres. Together with your base MPCI policy, they provide the maximum crop insurance coverage available.
Brawner Insurance has two offices in Missouri: our main office at 2605 N. Baltimore St. in Kirksville (660-665-1687) and our second office at 465 S. Johnson St. in Kahoka (660-754-1000). Both offices serve farmers across northern Missouri and beyond.
Practical guidance to help you make confident crop insurance decisions.
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Schedule a Consultation →MPCI is the foundation of every Missouri farm risk management plan. Get a free quote from a local agent who knows Missouri agriculture.
Get a Free MO Quote660-665-1687 · 660-754-1000