✉ admin@brawnerinsurance.com 📱 Kirksville: 660-665-1687 📱 Kahoka: 660-754-1000
Crop Insurance · Missouri

Multi-Peril Crop Insurance in Missouri

Federally subsidized crop insurance for Missouri farmers. MPCI protects your corn, soybeans, wheat, and other crops against yield losses, revenue declines, and natural disasters across every county in the Show-Me State.

★★★★★5.0 Rating
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50+ Carriers
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Missouri Focus
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90+ Reviews
All 114 MO CountiesCoverage statewide
Federally SubsidizedGovernment pays 50-75% of premium
Kirksville OfficeLocal agents who know MO farming
RP, YP, SCO, ECOAll MPCI plan types available
Missouri Crop Insurance

Why Missouri Farmers Need MPCI Coverage

Missouri agriculture is diverse and productive — from the fertile bottomlands of the Missouri River valley to the rolling hills of northern Missouri and the Bootheel's rich Delta region. With corn, soybeans, wheat, rice, cotton, and specialty crops grown across the state, Missouri farmers face risks from drought, flooding, hail, early frost, and commodity price volatility.

Multi-Peril Crop Insurance (MPCI) is the foundation of risk management for Missouri producers. The federal program subsidizes 50% to 75% of your premium, making comprehensive crop protection affordable. Brawner Insurance is headquartered in Kirksville, MO with a second office in Kahoka — putting us right in the heart of Missouri farming country. We know Missouri agriculture because we live it.

Missouri farm field crop insurance
114Missouri counties covered — MPCI is available in every county in the state
#5Missouri ranks in the top 5 nationally for soybean production
$0cost to talk to a Brawner agent about Missouri crop insurance

Missouri weather is unpredictable. From the 2019 floods to recurring summer droughts, MPCI has paid billions to Missouri farmers. If you grow crops in Missouri, you need this coverage.

Talk to a Missouri Crop Agent →

Missouri farms deserve Missouri agents.

Brawner Insurance is headquartered in Kirksville, MO. We know Missouri farming because we are part of it. Get a free MPCI quote today.

Get a Free MO Quote →

660-665-1687 · 660-754-1000

Missouri MPCI Options

Crop Insurance Plans Available in Missouri

Missouri farmers have access to every federal crop insurance plan. Here are your options.

Revenue Protection (RP)

The most popular plan in Missouri. Protects against both yield loss and price decline. Includes harvest price replacement. Chosen by over 80% of MO farmers for corn and soybeans.

Yield Protection (YP)

Covers production losses only at the projected price. Lower premiums than RP. Ideal for Missouri farmers who manage price risk through grain marketing or futures contracts.

Crop Hail Insurance

Private coverage that pays per-acre for physical hail damage. No government subsidy but no deadline restrictions. Buy anytime before damage. Essential in Missouri's hail-prone counties.

SCO (Supplemental)

County-level add-on that covers the gap from your individual MPCI level up to 86%. Carries a 65% premium subsidy. Available on PLC acres in Missouri.

ECO (Enhanced)

Extends county coverage from 86% to 90% or 95%. Works with both ARC-CO and PLC acres. The final layer of maximum crop insurance protection available in Missouri.

Local Missouri Experts

Let us build your MO crop insurance plan.

We know Missouri farming and we compare all MPCI options to find the best fit.

Talk to a MO Agent →
Missouri Crops Covered

Crops We Insure in Missouri

MPCI is available for all major crops grown in Missouri. Here are the most commonly insured.

Corn

Missouri's #1 crop by acreage

Soybeans

Top 5 producing state nationally

Wheat

Winter wheat across central MO

Rice and Cotton

Bootheel region specialty crops

Missouri's sales closing date is March 15.

Do not miss the deadline for spring-planted crops. Contact Brawner well before March 15 to review your Missouri MPCI options.

Talk to a MO Agent →

660-665-1687 · 660-754-1000

How It Works

How to Get MPCI in Missouri

Getting crop insurance in Missouri through Brawner is simple.

1. Call Brawner

Visit our Kirksville or Kahoka office

2. Review Your APH

We analyze your Missouri yield history

3. Choose Your Plan

RP, YP, SCO, ECO — we compare all options

4. Crops Protected

Sign before March 15 and your MO crops are covered

Client Reviews

Trusted by Missouri Farmers

See why farm families trust Brawner Insurance for crop coverage and risk management.

★★★★★
5.0
Based on 90+ Google Reviews
Daniel Goodman
★★★★★

"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Correctly written policies, surprisingly good rates and excellent customer service."

Alyssa Baker
★★★★★

"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. Best insurance agent hands down."

Corey S
★★★★★

"Jacob was professional and easy to work with. The Board chose VFIS through Brawner for the best and cost efficient coverage."

View All Reviews on Google
Common Questions

Missouri Crop Insurance FAQ

What crops can I insure in Missouri?

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Missouri MPCI is available for corn, soybeans, wheat, grain sorghum, rice, cotton, and several other crops depending on the county. Not every crop is insurable in every county. We verify which crops and plans are available for your specific Missouri county and operation.

How much does MPCI cost in Missouri?

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MPCI premiums in Missouri vary by county, crop, coverage level, plan type, and your individual yield history. The federal government subsidizes 50% to 75% of the total premium depending on your coverage level. Your out-of-pocket cost depends on these factors. We provide free premium estimates for every Missouri county.

What is the difference between Revenue Protection and Yield Protection?

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Revenue Protection (RP) covers both yield losses and commodity price declines, and includes harvest price replacement. Yield Protection (YP) covers production losses only at the projected price. RP is more popular but costs more. YP is ideal for Missouri farmers who manage price risk through grain marketing. We compare both side by side for every client.

Do I need crop hail insurance in Missouri?

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Missouri is one of the most hail-prone states in the Midwest. While MPCI covers yield and revenue losses, it does not pay on a per-acre basis for direct physical hail damage. Crop hail insurance fills that gap with faster claim settlements. We recommend crop hail as a supplement to MPCI for most Missouri corn and soybean producers.

Can I add SCO and ECO in Missouri?

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Yes. SCO and ECO are available in Missouri for most insured crops. SCO covers the band from your individual MPCI level to 86% on PLC acres. ECO covers from 86% to 90% or 95% on both ARC-CO and PLC acres. Together with your base MPCI policy, they provide the maximum crop insurance coverage available.

Where are Brawner offices in Missouri?

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Brawner Insurance has two offices in Missouri: our main office at 2605 N. Baltimore St. in Kirksville (660-665-1687) and our second office at 465 S. Johnson St. in Kahoka (660-754-1000). Both offices serve farmers across northern Missouri and beyond.

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Looking for guidance specific to your Missouri farm?

Schedule a Consultation →

Protect your Missouri crops today.

MPCI is the foundation of every Missouri farm risk management plan. Get a free quote from a local agent who knows Missouri agriculture.

Get a Free MO Quote

660-665-1687 · 660-754-1000

Visit Us

Our Missouri Offices

Kirksville, MO

2605 N. Baltimore St., Kirksville, MO 63501

660-665-1687

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Kahoka, MO

465 S. Johnson St., Kahoka, MO 63445

660-754-1000

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