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Crop Insurance · Iowa

Multi-Peril Crop Insurance in Iowa

Federally subsidized crop insurance for Iowa farmers. MPCI protects your corn, soybeans, wheat, and other crops against yield losses, revenue declines, and natural disasters across every county in the Hawkeye State.

★★★★★5.0 Rating
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50+ Carriers
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Iowa Focus
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90+ Reviews
All 99 IA CountiesCoverage statewide
Federally SubsidizedGovernment pays 50-75% of premium
Serving Iowa FarmersLicensed in Iowa statewide
RP, YP, SCO, ECOAll MPCI plan types available
Iowa Crop Insurance

Why Iowa Farmers Need MPCI Coverage

Iowa agriculture is diverse and productive — from the rich prairie soils of central Iowa to the rolling hills of southern Iowa and the Missouri River bluffs of western Iowa. With corn, soybeans, wheat, and specialty crops grown across the state, Iowa farmers face risks from drought, flooding, hail, early frost, and commodity price volatility.

Multi-Peril Crop Insurance (MPCI) is the foundation of risk management for Iowa producers. The federal program subsidizes 50% to 75% of your premium, making comprehensive crop protection affordable. Brawner Insurance is headquartered in Kirksville and Kahoka, IA — serving Iowa farmers across the border — putting us right in the heart of Iowa farming country. We serve Iowa producers from our offices just across the Iowa border in northeast Missouri.

Iowa farm field crop insurance
99Iowa counties covered — MPCI is available in every county in the state
#1Iowa is the number one corn-producing state in the nation
$0cost to talk to a Brawner agent about Iowa crop insurance

Iowa weather is unpredictable. From the 2019 floods to the 2012 drought, MPCI has paid billions to Iowa farmers. If you grow crops in Iowa, you need this coverage.

Talk to a Iowa Crop Agent →

Iowa farms deserve Iowa agents.

Brawner Insurance serves Iowa farmers from our offices in northeast Missouri, right across the border. Get a free MPCI quote today.

Get a Free IA Quote →

660-665-1687 · 660-754-1000

Iowa MPCI Options

Crop Insurance Plans Available in Iowa

Iowa farmers have access to every federal crop insurance plan. Here are your options.

Revenue Protection (RP)

The most popular plan in Iowa. Protects against both yield loss and price decline. Includes harvest price replacement. Chosen by over 80% of IA farmers for corn and soybeans.

Yield Protection (YP)

Covers production losses only at the projected price. Lower premiums than RP. Ideal for Iowa farmers who manage price risk through grain marketing or futures contracts.

Crop Hail Insurance

Private coverage that pays per-acre for physical hail damage. No government subsidy but no deadline restrictions. Buy anytime before damage. Essential in Iowa's hail-prone counties.

SCO (Supplemental)

County-level add-on that covers the gap from your individual MPCI level up to 86%. Carries a 65% premium subsidy. Available on PLC acres in Iowa.

ECO (Enhanced)

Extends county coverage from 86% to 90% or 95%. Works with both ARC-CO and PLC acres. The final layer of maximum crop insurance protection available in Iowa.

Local Iowa Experts

Let us build your IA crop insurance plan.

We know Iowa farming and we compare all MPCI options to find the best fit.

Talk to a IA Agent →
Iowa Crops Covered

Crops We Insure in Iowa

MPCI is available for all major crops grown in Iowa. Here are the most commonly insured.

Corn

Iowa's top crop by value

Soybeans

Number one soybean state

Wheat

Key Iowa grain crop

Rice and Cotton

Major grain producing state

Every Iowa acre deserves the right protection.

Iowa leads the nation in corn production. Let us build a crop insurance plan that matches your operation and your risk.

Talk to an IA Agent →

660-665-1687 · 660-754-1000

How It Works

How to Get MPCI in Iowa

Getting crop insurance in Iowa through Brawner is simple.

1. Call Brawner

Call our office serving Iowa farmers

2. Review Your APH

We analyze your Iowa production history

3. Choose Your Plan

RP, YP, SCO, ECO — we compare all options

4. Crops Protected

Your crops are protected for the full growing season

Client Reviews

Trusted by Iowa Farmers

★★★★★
5.0
Based on 90+ Google Reviews
Daniel Goodman
★★★★★

"If you're shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Correctly written policies, surprisingly good rates and excellent customer service."

Alyssa Baker
★★★★★

"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. Best insurance agent hands down."

Corey S
★★★★★

"Jacob was professional and easy to work with. The Board chose VFIS through Brawner for the best and cost efficient coverage."

View All Reviews on Google
Common Questions

Iowa Crop Insurance FAQ

What is the sales closing date for Iowa crop insurance?

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For spring-planted crops like corn and soybeans in Iowa, the sales closing date is March 15. For winter wheat, the deadline is September 30. You must have your MPCI policy in place before these dates. Contact Brawner well in advance to review your options.

What crops can I insure in Iowa?

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Iowa MPCI is available for corn, soybeans, wheat, grain sorghum, grain sorghum, and several other crops depending on the county. Not every crop is insurable in every county. We verify which crops and plans are available for your specific Iowa county and operation.

How much does MPCI cost in Iowa?

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MPCI premiums in Iowa vary by county, crop, coverage level, plan type, and your individual yield history. The federal government subsidizes 50% to 75% of the total premium depending on your coverage level. Your out-of-pocket cost depends on these factors. We provide free premium estimates for every Iowa county.

Do I need crop hail insurance in Iowa?

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Iowa is one of the most hail-prone states in the Midwest. While MPCI covers yield and revenue losses, it does not pay on a per-acre basis for direct physical hail damage. Crop hail insurance fills that gap with faster claim settlements. We recommend crop hail as a supplement to MPCI for most Iowa corn and soybean producers.

Can I add SCO and ECO in Iowa?

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Yes. SCO and ECO are available in Iowa for most insured crops. SCO covers the band from your individual MPCI level to 86% on PLC acres. ECO covers from 86% to 90% or 95% on both ARC-CO and PLC acres. Together with your base MPCI policy, they provide the maximum crop insurance coverage available.

Where are Brawner's Iowa offices?

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Brawner Insurance has two offices in Iowa: our offices in Kirksville and Kahoka, Missouri — just across the border from Iowa. We are licensed in Iowa and serve Iowa farmers throughout the southern and eastern parts of the state. Call 660-665-1687 or 660-754-1000.

Protect your Iowa crops today.

MPCI is the foundation of every Iowa farm's risk management plan. Get a free quote from a local agent who knows Iowa agriculture.

Get a Free IA Quote

660-665-1687 · 660-754-1000

Visit Us

Our Iowa Offices

Kirksville, MO

2605 N. Baltimore St., Kirksville, IA 63501

660-665-1687

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Kahoka, MO

465 S. Johnson St., Kahoka, IA 63445

660-754-1000

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