✉ admin@brawnerinsurance.com 📱 Kirksville: 660-665-1687 📱 Kahoka: 660-754-1000
Vision Insurance  ·  MO  ·  IA  ·  KS  ·  IL

Protect Your Vision. Protect Your Family.

Affordable, comprehensive vision insurance for individuals and families across Missouri, Iowa, Illinois, and Kansas — from a local agency that knows you by name.

★★★★★ 5.0 Rating
|
50+ Carriers
|
MO, KS, IA, IL
|
60+ Reviews
Independent AgencyUnbiased plan comparison
4 StatesMO, KS, IA, IL
No Cost to YouAgent fees paid by carriers
Local SupportTwo Missouri offices
Why It Matters

Why Vision Insurance Is Essential

Your eyes do more than help you see — they give doctors a window into your overall health. Regular eye exams can detect early signs of diabetes, high blood pressure, and neurological conditions long before other symptoms appear.

Without vision insurance, a single pair of prescription glasses can cost $300–$600, and contact lenses add up quickly over the year. As an independent agency, we compare multiple vision carriers to find the plan that actually fits your eyes, your family, and your budget.

Eye doctor performing vision exam
75% of adults need vision correction — glasses or contacts
$600+ avg annual cost of glasses without insurance
$0 cost to work with a Brawner vision agent

As an independent agency, we shop multiple vision carriers so you get real coverage at a fair price — not just whatever one company happens to offer.

Compare Vision Plans →

Questions about vision coverage?

We'll walk you through your options, compare plans, and help you enroll — at no cost to you.

Talk to a Vision Agent →

660-665-1687  ·  660-754-1000

Coverage Options

Vision Coverage Through Brawner

Every family sees differently. Here's what we help individuals and families put in place.

Eye Exams

Annual comprehensive exams including refraction, pressure checks, and retinal evaluations — usually 100% covered in-network.

Prescription Glasses

Frames and lenses with an annual allowance. Covers standard and designer frames plus lens upgrades like anti-glare and transitions.

Contact Lenses

Annual contact lens benefit as an alternative to glasses — covering fitting fees and a supply of your preferred contacts.

LASIK Discounts

Negotiated discounts of 15–25% on LASIK and corrective eye surgery through in-network providers. Some premium plans include an allowance.

Family & Children's Vision

Kids' exams, glasses, and contacts covered. ACA plans include pediatric vision as an essential benefit for children under 19.

Every Family Is Different

Let's find your plan.

We compare vision carriers and find what fits your eyes and budget.

Talk to an Agent →
Getting Started

How to Get Vision Insurance

1

Tell Us About Your Family

Call us or fill out our contact form. Share details about who needs coverage and what you currently use.

2

We Compare Plans

We shop multiple vision carriers and compare exam benefits, frame allowances, and contact lens coverage side by side.

3

Choose Your Plan

We walk you through the best options for your eyes and budget. Individual, family, or bundled with dental — your choice.

4

Get Covered

We handle enrollment. You get your member ID and can start using benefits right away at any in-network provider.

Featured Insights

Insurance Insights & Education

Practical guidance to help you make confident insurance decisions.

Video

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Learn why constantly switching providers can create risks and what to consider instead.

Watch on YouTube →
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Real conversations about fire and EMS coverage, risks, and solutions for districts across Missouri.

Watch on YouTube →

Looking for guidance specific to your needs?

Schedule a Consultation →
Client Reviews

Trusted by Families & Businesses
Across Missouri, Iowa, Kansas & Illinois

See why families trust Brawner Insurance for reliable, personalized vision coverage.

★★★★★
5.0
Based on 90+ Google Reviews
Daniel Goodman
★★★★★

"If you're shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service. Thank you!"

Alyssa Baker
★★★★★

"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with. Thank you!!"

Corey S
★★★★★

"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."

View All Reviews on Google →
Common Questions

Vision Insurance FAQ

Do I need vision insurance if I don't wear glasses?

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Yes. Even with perfect vision, annual eye exams can detect early signs of serious conditions like glaucoma, diabetes, and high blood pressure. Vision insurance makes these preventive exams affordable or free.

What is the difference between vision insurance and a vision discount plan?

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Vision insurance is actual insurance — you pay a monthly premium and the plan covers a portion of your eye care costs. A discount plan gives you reduced rates at participating providers but is not insurance. We'll help you choose which makes more sense for you.

Can I add vision insurance to my existing health plan?

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Yes. Vision is often available as a standalone plan or as an add-on to your health or dental coverage. We'll review your current coverage and recommend the most cost-effective option.

Does vision insurance cover LASIK surgery?

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Most standard vision plans don't cover LASIK as a procedure, but many offer negotiated discounts — typically 15–25% off — at participating LASIK providers. Some premium plans offer a benefit allowance toward elective procedures.

How often can I use my vision benefits?

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Most vision plans provide one eye exam per year and a glasses or contact lens benefit annually or every two years. We'll make sure you understand your plan's schedule so you maximize your benefits every year.

Are my kids covered under vision insurance?

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Yes. Family vision plans cover children's eye exams, glasses, and contacts. Under the Affordable Care Act, pediatric vision care is an essential health benefit — meaning most health plans include it for children under 19.

See clearly. Live confidently.

Let us help you find the right vision plan for your family — at no cost to you. We compare carriers and walk you through every option.

Get a Free Vision Quote →

660-665-1687  ·  660-754-1000

Visit Us

Our Office Locations

Kirksville, MO

2605 N. Baltimore St., Kirksville, MO 63501

660-665-1687

View Location →

Kahoka, MO

465 S. Johnson St., Kahoka, MO 63445

660-754-1000

View Location →
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