Affordable, comprehensive vision insurance for individuals and families across Missouri, Iowa, Illinois, and Kansas — from a local agency that knows you by name.
Your eyes do more than help you see — they give doctors a window into your overall health. Regular eye exams can detect early signs of diabetes, high blood pressure, and neurological conditions long before other symptoms appear.
Without vision insurance, a single pair of prescription glasses can cost $300–$600, and contact lenses add up quickly over the year. As an independent agency, we compare multiple vision carriers to find the plan that actually fits your eyes, your family, and your budget.
As an independent agency, we shop multiple vision carriers so you get real coverage at a fair price — not just whatever one company happens to offer.
Compare Vision Plans →We'll walk you through your options, compare plans, and help you enroll — at no cost to you.
Talk to a Vision Agent →660-665-1687 · 660-754-1000
Every family sees differently. Here's what we help individuals and families put in place.
Annual comprehensive exams including refraction, pressure checks, and retinal evaluations — usually 100% covered in-network.
Frames and lenses with an annual allowance. Covers standard and designer frames plus lens upgrades like anti-glare and transitions.
Annual contact lens benefit as an alternative to glasses — covering fitting fees and a supply of your preferred contacts.
Negotiated discounts of 15–25% on LASIK and corrective eye surgery through in-network providers. Some premium plans include an allowance.
Kids' exams, glasses, and contacts covered. ACA plans include pediatric vision as an essential benefit for children under 19.
We compare vision carriers and find what fits your eyes and budget.
Talk to an Agent →Call us or fill out our contact form. Share details about who needs coverage and what you currently use.
We shop multiple vision carriers and compare exam benefits, frame allowances, and contact lens coverage side by side.
We walk you through the best options for your eyes and budget. Individual, family, or bundled with dental — your choice.
We handle enrollment. You get your member ID and can start using benefits right away at any in-network provider.
Practical guidance to help you make confident insurance decisions.
Learn why constantly switching providers can create risks and what to consider instead.
Watch on YouTube →Real conversations about fire and EMS coverage, risks, and solutions for districts across Missouri.
Watch on YouTube →Looking for guidance specific to your needs?
Schedule a Consultation →See why families trust Brawner Insurance for reliable, personalized vision coverage.
"If you're shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service. Thank you!"
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with. Thank you!!"
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
Yes. Even with perfect vision, annual eye exams can detect early signs of serious conditions like glaucoma, diabetes, and high blood pressure. Vision insurance makes these preventive exams affordable or free.
Vision insurance is actual insurance — you pay a monthly premium and the plan covers a portion of your eye care costs. A discount plan gives you reduced rates at participating providers but is not insurance. We'll help you choose which makes more sense for you.
Yes. Vision is often available as a standalone plan or as an add-on to your health or dental coverage. We'll review your current coverage and recommend the most cost-effective option.
Most standard vision plans don't cover LASIK as a procedure, but many offer negotiated discounts — typically 15–25% off — at participating LASIK providers. Some premium plans offer a benefit allowance toward elective procedures.
Most vision plans provide one eye exam per year and a glasses or contact lens benefit annually or every two years. We'll make sure you understand your plan's schedule so you maximize your benefits every year.
Yes. Family vision plans cover children's eye exams, glasses, and contacts. Under the Affordable Care Act, pediatric vision care is an essential health benefit — meaning most health plans include it for children under 19.
Let us help you find the right vision plan for your family — at no cost to you. We compare carriers and walk you through every option.
Get a Free Vision Quote →660-665-1687 · 660-754-1000