Employee Benefits & Group Health Insurance in Missouri
Missouri businesses deserve employee benefits that attract and retain top talent. Brawner Insurance is headquartered in Kirksville, MO — we help Missouri employers across all 114 counties design group health, dental, vision, and life insurance programs that work.
Why Missouri Employers Need Employee Benefits
Missouri's economy spans agriculture, manufacturing, healthcare, and small business. Whether you employ 5 people or 500, offering competitive employee benefits is essential to attracting and keeping good workers in the Show-Me State. With rising healthcare costs and complex regulations, Missouri employers need an experienced guide.
Brawner Insurance has been helping Missouri businesses navigate employee benefits since 1992. We're headquartered in Kirksville with a second office in Kahoka — giving us deep roots in Missouri's business community. We work with 12+ health insurance carriers to find plans that fit your budget and your employees' needs.
From rural ag businesses in Adair County to growing companies in Columbia and Springfield, Brawner helps Missouri employers build benefits packages that compete — without breaking the budget.
Talk to a Missouri Benefits Agent →Missouri businesses deserve Missouri agents.
Brawner Insurance is headquartered in Kirksville, MO. We understand Missouri employers and shop 12+ carriers to find the right benefits package.
Get a Free MO Quote →660-665-1687 · 660-754-1000
Employee Benefits Available in Missouri
We help Missouri employers build comprehensive benefits packages. Here are the products we offer.
Group Health Insurance
PPO, HMO, and high-deductible health plans for Missouri employers. We shop UHC, Anthem, Aetna, Cigna, and more to find competitive rates for your workforce.
Dental Insurance
Group dental plans from Delta Dental, Guardian, Principal, and more. Preventive, basic, and major coverage options for Missouri employees and their families.
Vision Insurance
Group vision coverage for eye exams, lenses, frames, and contacts. Affordable add-on benefit that Missouri employees value highly.
Life & Disability
Group life insurance, AD&D, short-term and long-term disability coverage. Protect your Missouri employees and their families against the unexpected.
HSA, HRA & FSA
Health savings accounts, health reimbursement arrangements, and flexible spending accounts. Tax-advantaged options that help Missouri employers and employees save.
Let us build your MO benefits package.
We compare 12+ carriers and design a benefits program that fits your Missouri business.
Talk to an Agent →Don't let your Missouri employees go without benefits.
Competitive benefits help you attract and retain the best workers. Brawner agents are ready to build an employee benefits program for your Missouri business.
Talk to an Agent →660-665-1687 · 660-754-1000
Employee Benefits vs. Business Insurance in Missouri
Employee benefits cover the health and financial wellbeing of your Missouri workforce — group health insurance, dental, vision, life, disability, and tax-advantaged accounts like HSAs and FSAs.
Workers' compensation and business insurance protect your Missouri business from liability. But employee benefits are what attract and retain the people who make your business run.
Missouri employers who offer competitive benefits packages see lower turnover, higher productivity, and easier recruiting. Brawner Insurance is headquartered in Missouri and helps businesses of all sizes design benefits programs that work — without overpaying.
Learn about Business Insurance →One agency. Complete Missouri employee benefits.
Group health, dental, vision, life, disability, and more — we design complete benefits packages for Missouri employers of all sizes.
Get a Free Quote →660-665-1687 · 660-754-1000
How to Get Employee Benefits in Missouri
Tell Us About Your Business
Call our Kirksville or Kahoka office, or fill out our contact form. Tell us about your Missouri business and workforce.
Benefits Assessment
We review your current benefits, employee census, budget, and identify opportunities to improve coverage or reduce costs.
Compare Quotes
We shop 12+ carriers and present the best group health and benefits options for your Missouri business side by side.
Enroll Your Team
Choose the plan that fits. We handle enrollment, compliance, and ongoing support for your Missouri team.
Trusted by Missouri Employers
See why Missouri businesses trust Brawner Insurance for employee benefits and group health insurance.
"If you're shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service. Thank you!"
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with."
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
Insurance Insights & Education
Practical guidance to help Missouri employers make confident insurance decisions.
Looking for guidance specific to your Missouri business?
Schedule a Consultation →Missouri Employee Benefits FAQ
What size business needs group health insurance in Missouri?
+Any Missouri business with 2 or more employees can offer group health insurance. Small group plans (2-50 employees) and large group plans (51+) have different rules and carrier options. Brawner helps both.
How much does group health insurance cost in Missouri?
+Costs depend on your Missouri workforce size, ages, plan design, and carrier. We shop 12+ carriers to find competitive rates. Most Missouri employers share premium costs with employees.
Can I offer dental and vision without group health?
+Yes. Missouri employers can offer standalone dental and vision plans without requiring group health insurance. These are affordable add-ons that employees value highly.
What carriers do you work with for Missouri group health?
+We work with UHC, Anthem, Aetna, Cigna, and other major carriers that write group health in Missouri. For dental, we shop Delta Dental, Guardian, Principal, and more.
Do you help with ACA compliance in Missouri?
+Yes. We help Missouri employers with 50+ full-time employees navigate ACA reporting requirements, affordability standards, and compliance deadlines.
Can you help with benefits for seasonal or part-time Missouri employees?
+Yes. We can design flexible benefits programs that accommodate part-time, seasonal, and variable-hour employees common in Missouri agriculture and manufacturing.
Helping Missouri employers since 1992.
Let us review your current benefits and make sure your Missouri employees have the coverage they need — and your business stays competitive.
Get a Free Quote →660-665-1687 · 660-754-1000