Motorcycle Insurance in Illinois
Protect your motorcycle on Illinois roads — from the Great River Road to the Shawnee Hills. Brawner Insurance helps Illinois riders across all 102 counties get dedicated motorcycle coverage at competitive rates.
Why Illinois Riders Need Motorcycle Insurance
Illinois offers fantastic motorcycle riding — the Great River Road along the Mississippi, the Shawnee National Forest, and Route 66. But Illinois riders face congested highways, deer crossings, and variable weather conditions.
Illinois requires liability insurance for all motorcycles. Brawner Insurance serves Illinois riders from our offices just across the Mississippi River and works with multiple carriers to find coverage that fits your bike and your budget.
From cruising the Great River Road to exploring Shawnee, Brawner compares carriers to find the right motorcycle policy for Illinois riders.
Get a Illinois Quote →Illinois riders deserve dedicated agents.
Brawner Insurance serves Illinois riders from just across the river. We shop multiple carriers for your Illinois motorcycle coverage.
Get a Free IL Quote →660-665-1687 · 660-754-1000
Motorcycle Coverage Options in Illinois
Every Illinois rider is different. Here are the coverage options we help motorcyclists put in place.
Liability Coverage
Illinois state-required coverage for bodily injury and property damage you cause to others. We recommend limits above the state minimum.
Collision Coverage
Covers damage to your motorcycle from a crash — whether you hit another vehicle, a guardrail, or lay the bike down on a Illinois road.
Comprehensive
Covers non-collision damage — theft, vandalism, fire, hail, deer strikes, and falling objects. Essential for Illinois bikes stored outdoors.
Uninsured Motorist
Protects you when an uninsured or underinsured driver hits you on Illinois roads. Covers your injuries and bike damage they can't pay for.
Medical Payments
Covers medical expenses for you and your passenger regardless of fault. Important for Illinois riders since motorcycle injuries tend to be more severe.
Let us insure your IL motorcycle.
We compare carriers to find coverage that fits your bike and your budget.
Talk to an Agent →Don't ride Illinois roads uninsured.
Every ride without coverage is a risk. Brawner agents are ready to protect Illinois riders and their bikes.
Talk to an Agent →660-665-1687 · 660-754-1000
Motorcycle Insurance vs. Auto Insurance in Illinois
Motorcycle insurance covers liability, collision, comprehensive, and uninsured motorist protection for Illinois riders.
Auto insurance does NOT cover motorcycles in Illinois. Your bike needs its own separate policy.
Illinois requires liability insurance for all registered motorcycles. Brawner helps Illinois riders get proper coverage beyond state minimums.
Learn about Auto Insurance →Illinois Motorcycle Insurance FAQ
What are Illinois's motorcycle insurance requirements?
+Illinois requires minimum liability: $25,000/$50,000 bodily injury and $20,000 property damage. We recommend higher limits plus collision, comprehensive, and uninsured motorist coverage.
How much does motorcycle insurance cost in Illinois?
+Costs depend on bike type, engine size, experience, Illinois location, and coverage limits. We shop multiple carriers for competitive Illinois rates.
Does my Illinois auto insurance cover my motorcycle?
+No. Illinois auto policies do not cover motorcycles. A separate dedicated motorcycle policy is required.
What types of motorcycles do you insure in Illinois?
+Yes. We insure all motorcycle types across Illinois — cruisers, sport bikes, touring, trikes, and custom bikes.
Does motorcycle insurance cover my passenger?
+Yes. Most Illinois motorcycle policies include passenger liability. Medical payments coverage can protect both rider and passenger.
Can I save money during winter storage in Illinois?
+Yes. Illinois seasonal storage adjustments can help reduce premiums during winter months when your motorcycle is stored.
Protecting Illinois riders with dedication.
Let us build motorcycle coverage that protects you on every Illinois road.
Get a Free Quote →660-665-1687 · 660-754-1000