Protect your motorcycle on Iowa's open roads and scenic byways. Brawner Insurance helps Iowa riders across all 99 counties get dedicated motorcycle coverage at competitive rates.
Iowa offers incredible motorcycle riding — the Loess Hills, Mississippi River bluffs, and endless country roads. But Iowa riders face risks from farm equipment on highways, deer crossings, gravel roads, and severe weather.
Iowa requires liability insurance for all motorcycles. Brawner Insurance serves Iowa riders from our offices in Northeast Missouri and works with multiple carriers to find coverage that protects you, your passenger, and your bike.

From cruising the Loess Hills to riding the River Road, Brawner compares multiple carriers to find the right motorcycle policy for Iowa riders.
Get a Iowa Quote →Brawner Insurance serves Iowa riders from just across the border. We shop multiple carriers to protect you and your bike on Iowa roads.
Get a Free IA Quote →660-665-1687 · 660-754-1000
Every Iowa rider is different. Here are the coverage options we help motorcyclists put in place.
Iowa state-required coverage for bodily injury and property damage you cause to others. We recommend limits above the state minimum.
Covers damage to your motorcycle from a crash — whether you hit another vehicle, a guardrail, or lay the bike down on a Iowa road.
Covers non-collision damage — theft, vandalism, fire, hail, deer strikes, and falling objects. Essential for Iowa bikes stored outdoors.
Protects you when an uninsured or underinsured driver hits you on Iowa roads. Covers your injuries and bike damage they can't pay for.
Covers medical expenses for you and your passenger regardless of fault. Important for Iowa riders since motorcycle injuries tend to be more severe.
We compare carriers to find coverage that fits your bike and your budget.
Talk to an Agent →Every ride without proper coverage is a risk. Brawner agents are ready to build motorcycle insurance for Iowa riders.
Talk to an Agent →660-665-1687 · 660-754-1000

Motorcycle insurance covers liability, collision, comprehensive, and uninsured motorist protection specifically for your bike.
Auto insurance does NOT cover motorcycles in Iowa. Your bike needs its own separate policy.
Iowa requires liability insurance for all registered motorcycles. Brawner helps Iowa riders get coverage that goes beyond state minimums.
Learn about Auto Insurance →Iowa requires minimum liability: $20,000 bodily injury per person, $40,000 per accident, $15,000 property damage. We recommend higher limits plus collision and comprehensive.
Costs depend on bike type, engine size, experience, Iowa location, and coverage. We shop multiple carriers for competitive Iowa rates.
No. Iowa auto policies exclude motorcycles. A separate motorcycle policy is required.
Yes. We insure all motorcycle types across Iowa — cruisers, sport bikes, touring, trikes, and custom bikes.
Yes. Most Iowa motorcycle policies include passenger coverage. Medical payments can cover both rider and passenger.
Yes. Iowa's winters mean seasonal storage — we can adjust your coverage during off-months to save on premiums.
Let us build motorcycle coverage that protects you on every Iowa road.
Get a Free Quote →660-665-1687 · 660-754-1000