Ride With Confidence. We've Got You Covered.
Whether you ride a cruiser, sport bike, or touring motorcycle — the open road comes with real risks. Protect yourself, your bike, and your passengers with motorcycle insurance from Brawner Insurance.
Why Motorcycle Insurance Is Essential for Every Rider
Motorcyclists face risks that car drivers simply don't. With less protection between you and the road, the consequences of an accident are often more severe — and more expensive. Missouri, Iowa, Kansas, and Illinois all require minimum liability coverage to ride legally.
But the legal minimum rarely covers the full cost of an accident. Medical bills, bike repairs, and liability claims can add up fast. A proper motorcycle insurance policy protects your finances, your bike, and your ability to keep riding — no matter what happens on the road.
Don't let one ride change everything. Whether you're commuting, cruising, or touring — the right motorcycle insurance gives you peace of mind every time you hit the road.
Get a Motorcycle Quote →Your bike deserves real protection.
From liability and collision to custom parts and roadside assistance — we'll build a policy that fits your ride and your budget. Talk to us today.
Get Covered Now →660-665-1687 · 660-754-1000
Motorcycle Coverage Through Brawner
Motorcycle insurance covers more than just your bike. Here's a breakdown of the key coverages available to protect you, your passengers, and your ride.
Liability Coverage
Covers bodily injury and property damage you cause to others in an accident. Required by law in MO, IA, KS, and IL — and we recommend limits above the state minimum.
Collision Coverage
Pays to repair or replace your motorcycle after a crash — whether you hit another vehicle, a guardrail, or lay the bike down. Covers your bike regardless of fault.
Comprehensive Coverage
Protects against non-collision events — theft, vandalism, fire, hail, falling objects, and animal strikes. Essential for bikes parked outdoors or stored seasonally.
Uninsured / Underinsured
Covers you if you're hit by a driver who has no insurance or not enough insurance. Critically important for riders — where injuries tend to be more severe.
Custom Parts & Accessories
Covers aftermarket upgrades — exhaust systems, custom paint, saddlebags, windshields, and performance parts. Standard policies often exclude custom modifications.
Let's build your motorcycle policy.
We match your bike type, riding habits, and budget to the right coverage.
Talk to an Agent →