Protect your Missouri rental property — whether you own a single duplex in Kirksville or multiple units across the state. Brawner Insurance helps Missouri landlords get the right coverage across all 114 counties.
Missouri has a growing rental market, from college towns like Kirksville and Columbia to larger metro areas. Whether you own a single-family rental, a duplex, or a multi-unit apartment building, standard homeowners insurance won't cover your rental property. You need a dedicated landlord or rental dwelling policy.
Brawner Insurance is headquartered in Kirksville, MO with a second office in Kahoka. We understand Missouri's rental market and work with multiple carriers to find coverage that protects your property, your rental income, and your liability — at competitive rates.
From single-family rentals in Adair County to apartment buildings near Mizzou, Brawner compares multiple carriers to find the right landlord policy for your Missouri rental property.
Get a Missouri Rental Quote →Brawner Insurance is headquartered in Kirksville, MO. We know Missouri's rental market and shop multiple carriers to protect your investment.
Get a Free MO Quote →660-665-1687 · 660-754-1000
Every Missouri rental property is different. Here are the coverage options we help landlords put in place.
Protects the physical structure of your Missouri rental property — roof, walls, floors, and built-in appliances. Replacement cost or ACV options available.
Covers bodily injury and property damage claims from tenants or visitors. Essential for every Missouri landlord — protects you from lawsuits and medical expenses.
If a covered loss makes your Missouri rental uninhabitable, this coverage reimburses the rent you lose while repairs are being made.
Covers detached garages, sheds, fences, and other structures on your Missouri rental property that aren't part of the main dwelling.
Covers appliances, tools, and personal property you keep at the Missouri rental for maintenance — like lawnmowers, snow blowers, or spare appliances.
We compare carriers and tailor coverage to your Missouri rental property.
Talk to an Agent →Every month without proper landlord insurance is a risk you don't need to take. Brawner agents are ready to build coverage for your Missouri rental property.
Talk to an Agent →660-665-1687 · 660-754-1000

Rental property insurance (also called landlord insurance) covers the building you rent out, your liability as a landlord, and lost rental income. It protects your investment property — not your tenant's belongings.
Renters insurance is what your tenants buy to cover their personal belongings, their liability, and their temporary living expenses. It does NOT protect your building.
Missouri landlords need their own policy. Brawner Insurance helps you understand the difference and make sure your rental property is properly covered — whether you own one unit or fifty.
Learn about Home Insurance →Building coverage, liability, lost rent, and more — we handle landlord insurance for Missouri property owners so you can focus on your investment.
Get a Free Quote →660-665-1687 · 660-754-1000
Rental property insurance in Missouri typically covers the dwelling structure, other structures (garages, sheds), landlord liability, lost rental income, and landlord-owned contents at the property.
No. Missouri homeowners insurance covers owner-occupied homes. Once you rent out a property, you need a separate landlord or rental dwelling policy. Your homeowners insurer may deny claims on rental properties.
Costs depend on the property value, location within Missouri, number of units, claims history, and coverage limits. We shop multiple carriers to find competitive rates for your specific Missouri rental.
Renters insurance covers your tenant's personal belongings and liability. Rental property insurance covers your building and your liability as the Missouri landlord. Both are important — but they protect different people.
Yes. Most Missouri landlord policies include loss of rental income coverage. If a covered peril (fire, storm, etc.) makes your rental uninhabitable, the policy reimburses the rent you lose during repairs.
Yes. We insure single-family rentals, duplexes, triplexes, fourplexes, and larger apartment buildings across Missouri. Coverage scales to fit your portfolio.
Let us review your current coverage and make sure your Missouri rental property, rental income, and liability are properly protected.
Get a Free Quote →660-665-1687 · 660-754-1000