Simple Yield Coverage. Affordable Protection.

Yield Protection (YP) is a federal MPCI option that protects against yield losses caused by natural perils — drought, flood, hail, wind, frost, disease, and insects. It pays when your actual yield falls below your guaranteed yield level.

YP only covers yield losses — it doesn't protect against price drops. RP covers both yield AND price risks. YP is cheaper and simpler, ideal for farmers who hedge their prices separately. RP is broader and more popular for most row-crop farmers.

YP is ideal for farmers who hedge commodity prices through forward contracts, futures, or options — and just need yield risk coverage. It's also a good fit for farmers in stable price environments or growing crops without active futures markets.

YP premiums are heavily subsidized by USDA — typically 38-80% of premiums depending on coverage level. Because YP only covers yield risk, it's usually cheaper than Revenue Protection. Most farmers pay $5-$20 per acre out of pocket.

Yield Protection is available from 50% to 85% of your APH yield, in 5% increments. Higher coverage means more protection but higher premiums. We help you choose the right level based on your risk tolerance and budget.

Yes — you can change MPCI options each crop year before the sales closing date. Many farmers start with YP and upgrade to RP as their operations grow or as market volatility increases. We help you reassess each year.